Covid-19 Information

Members and users of Riley Park Community Center,

Here you can find all the information about government support in relation to the COVID-19 pandemic.  We understand that during those difficult and confusing times it might not be easy to find all the necessary information about the different federal and provincial aids.

We gathered for you all the eligibility criteria and the related application links for the different benefits in one place;

Stay safe,

Ken Charko,

RPHCA President

All the information below is taken from the government of Canada and BC websites

 

  1. CERB- Applications open April 6th,2020

The CERB supports Canadians by providing urgently needed financial support to employed and self-employed Canadians who have been directly affected by COVID-19. It provides a payment of $2,000 for a 4 week period (equivalent to $500 a week) for up to 16 weeks.

Who Can apply:

https://www.canada.ca/en/revenue-agency/services/benefits/apply-for-cerb-with-cra.html#who

How to apply:

https://www.canada.ca/en/revenue-agency/services/benefits/apply-for-cerb-with-cra.html#how

Start apply:

https://www.canada.ca/en/revenue-agency/services/benefits/apply-for-cerb-with-cra.html#start

After you apply:

https://www.canada.ca/en/revenue-agency/services/benefits/apply-for-cerb-with-cra.html#after

2. B.C. Emergency Benefit for Workers- Applications will open soon

The B.C. Emergency Benefit for Workers will provide a one-time $1,000 payment to people who lost income because of COVID-19.

  • B.C. residents who receive federal Employment Insurance, or the new federal Canada Emergency Response Benefit are eligible
  • Applications for the one-time payment will open soon

More information: https://www2.gov.bc.ca/gov/content/employment-business/covid-19-financial-supports

Subscribe here to get updates re B.C emergency benefits to your email: http://www.sbr.gov.bc.ca/applications/SUBS/scripts/subscribe.asp?docTitle=What%27s+New+in+B%2EC%2E+Emergency+Benefit+for+Workers

3.  EI- apply today

If you have lost your job through no fault of your own and qualify for Employment Insurance benefits, you can submit your request today.

Apply: https://www.canada.ca/en/services/benefits/ei/ei-regular-benefit/apply.html

4. EI sick benefits- apply today

If you are sick, quarantined or have been directed to self-isolate, we will waive the requirement to provide a medical certificate to access EI sickness benefits.

Apply: https://www.canada.ca/en/services/benefits/ei/ei-sickness/apply.html

5. COVID-19 Support for Renters and Landlords- Applications will be available online mid-April 2020

To support people and prevent the spread of COVID-19, B.C. is introducing a new temporary rental supplement, halting evictions and freezing rents.

The temporary rent supplement will provide up to $500 per month.

More information: https://www2.gov.bc.ca/gov/content/housing-tenancy/covid-19-support?bcgovtm=20200319_GCPE_AM_COVID_4_NOTIFICATION_BCGOV_BCGOV_EN_BC__NOTIFICATION

6. Canada Child Benefit-For those who eligible and getting the benefit no need to re-apply

We are providing an extra $300 per child through the Canada Child Benefit (CCB) for 2019-20. This will mean approximately $550 more for the average family. This benefit will be delivered as part of the scheduled CCB payment in May. Those who already receive the Canada Child Benefit do not need to re-apply.

First-time applicants: https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-child-benefit-overview/canada-child-benefit-apply.html

7. GST/HST credit- For those who eligible and getting the credit no need to re-apply

You will get the extra payment amount automatically if you normally receive the GST/HST credit and have filed a 2018 tax return. Payments will be issued on April 9, 2020.

If you were previously not entitled to the GST/HST credit, but have filed your 2018 tax return, you may also get the one-time credit amount based on your family net income.

The amount you receive will be calculated based on information from your 2018 income tax and benefit return. Therefore, if you didn’t file taxes for 2018, you won’t receive this payment.

If you’re late in filing your 2018 taxes, we encourage you to file as soon as possible. You may be eligible for retroactive benefits and credits. The only way to get them is to file.

If you’re not entitled to the extra GST/HST credit amount, you may be eligible for the Canada Emergency Response Benefit (CERB)

How much is the increase

The one-time payment will be calculated based on information from your 2018 tax return.

The maximum amounts for the 2019-2020 benefit year will increase from:

  • $443 to $886 if you’re single
  • $580 to $1,160 if you’re married or living common-law
  • $153 to $306 for each child under the age of 19 (excluding the first eligible child of a single parent)
  • $290 to $580 for the first eligible child of a single parent.

There will be no changes to:

  • The family net income used to calculate the amount.
  • The family net income used to calculate the single supplement.

The current shared custody rules apply (shared custody parents get half of the amount they would otherwise receive in respect of a shared custody child).

More information: https://www.canada.ca/en/revenue-agency/services/child-family-benefits/covid-19-gsthstc-increase.html

8. Climate Action Tax Credit- For those who eligible and getting the credit no need to re-apply

A one-time enhancement to the climate action tax credit will be paid in July 2020 for moderate to low-income families:

  • An adult will receive up to $218.00 (increased from $43.50)
  • A child will receive $64.00 (increased from $12.75)

More information: https://www2.gov.bc.ca/gov/content/taxes/income-taxes/personal/credits/climate-action

9.  B.C. Student Loans

Starting March 30, 2020, B.C. student loan payments are automatically frozen for six months.

10. BC Hydro

Apply for the crisis fund: https://app.bchydro.com/ccf-application

11. ICBC

  • Customers on a monthly payment plan who are facing financial challenges due to COVID-19 may defer their payment for up to 90 days with no penalty

More information:  https://www.icbc.com/about-icbc/contact-us/Pages/covid-19.aspx

12.  2019 Taxe return 

We are deferring the filing due date for the 2019 tax returns of individuals.

For individuals (other than trusts), the return filing due date will be deferred until June 1, 2020.

We will also allow any new income tax balances due, or installments, to be deferred until after August 31, 2020, without incurring interest or penalties.

More information: https://www.canada.ca/en/revenue-agency/campaigns/covid-19-update.html

13. Mortgage Support

Canadian banks have committed to work with their customers on a case-by-case basis to find solutions to help them manage hardships caused by COVID-19. Canadians who are impacted by COVID-19 and experiencing financial hardship, as a result, should contact their financial institution regarding flexibility for a mortgage deferral. This allows flexibility to be available − when needed − to those who need it the most.

More information: https://cba.ca/mortgage-deferral-to-help-canadians-experiencing-financial-hardship-due-to-covid-19

14.  Registered Retirement Income Funds (RRIFs) minimum withdrawal

The minimum withdrawal requirement from RRIFs will be reduced by 25% for 2020, in recognition of volatile market conditions and their impact on many seniors’ retirement savings.

This will provide flexibility to seniors who are concerned they may be required to liquidate their RRIF assets to meet minimum withdrawal requirements. Similar rules apply to individuals receiving variable benefit payments under a defined contribution registered pension plan and a pooled registered pension plan.

More information: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-retirement-income-fund-rrif.html

15. Support for seniors

The Federal Government is contributing $9 million through United Way Canada for local organizations to support practical services to Canadian seniors. These services could include the delivery of groceries, medications, or other needed items, or personal outreach to assess individuals’ needs and connect them to community supports.

More information: http://www.unitedway.ca/how-we-help/find-your-uwc/

16. Support for youth

The Federal Government is giving $7.5 million in funding to Kids Help Phone to provide young people with the mental health support they need during this difficult time.

More information: https://kidshelpphone.ca/

17. Indigenous Community Support Fund

The Federal Government will provide $305 million for a new distinctions-based Indigenous Community Support Fund to address immediate needs in First Nations, Inuit, and Métis Nation communities.

More information: https://www.sac-isc.gc.ca/eng/1585189335380/1585189357198

18. Enhancing the Reaching Home initiative

The Federal Government continue to support people experiencing homelessness during the COVID-19 outbreak by providing $157.5 million to the Reaching Home initiative.

The funding could be used for a range of needs such as purchasing beds and physical barriers for social distancing and securing accommodation to reduce overcrowding in shelters.

More information: https://www.canada.ca/en/employment-social-development/programs/homelessness.html